Getting Started with Payday Loans

You can request a cash loan from $100 to $500 before your next payday. You do not need to visit any store you can complete the payday loan application from the safety and comfort of your home or office.
To be approved for a loan, you must:

  1. Have a current job for at least 90 days
  2. Be 18 years of age or older and a citizen or permanent resident of the United States
  3. Have take home pay of at least $1000/mo after taxes
  4. Have a valid checking account in your name
  5. Have a current home and work phone number and valid email address

You do not need good credit to apply for a payday advance. No credit check is required. Your regular paycheck is your security.

If you are a new customer, click on the Apply Now button, and complete our easy cash advance application form. We protect the privacy of your information with our secure internet technology. It only takes about 2 minutes to complete the application.

Returning customers can click on the Return Customers button using a secure user name and password that is assigned after your first application. All of your personal information will be filled into the form automatically the next time you apply.

We receive your payday loan application instantly and assign your application to the lender that is best for you, based on the information you provide. Next, you will receive a response from that payday lender. The lender may require that you fax in additional information to be approved such as a copy of your recent pay stub. Once approved, the payday loan will be transferred directly into your checking account, normally by the next business day.

On the due date of your payday loan, the loan amount and loan fees will be withdrawn from your checking account automatically. You do not have to make payments or visit any store!

The fees charged will vary depending on the amount of your cash advance and the lender. Your lender will notify you of the exact fee for your loan at the time your application is submitted. Cash advance loans are designed for your emergency cash needs. The fees charged can be less than other types of costs you may incur like return check fees, late charges, phone re-connection or other penalties.

New customers use our Online Application Form. Returning customers use our Returning Customer Form.